Snow, Ice, and Liability: Protecting Your Property This Winter

Prevent slips, damage, and insurance headaches with proactive winter safety tips.

Canadian winters are tough. But when snow and ice pile up around your property, they can be more than just an inconvenience — they become a serious safety and legal issue. Slip-and-fall accidents, collapsing roofs, and water intrusion from melting ice can all lead to costly damage and liability claims.


Here’s how to stay ahead of the risks:


Clear Walkways and Driveways Promptly

Shovel snow and apply salt or sand to driveways, sidewalks, and entryways after every snowfall. Not only is this a best practice — it’s also often required by provincial or municipal bylaws.


  • Use ice melt early to prevent buildup
  • Reapply throughout the day during freeze-thaw cycles
  • Keep entrances and emergency exits clear at all times

Watch for Ice Dams on Roofs

When heat escapes from your attic, it can melt snow on the roof. This water refreezes at the eaves, creating dangerous ice dams that can force water under shingles and into your home.


  • Insulate your attic properly to reduce heat loss
  • Clean gutters and downspouts so meltwater flows freely
  • Use a roof rake to remove snow buildup safely

Monitor Roof Load

Wet, heavy snow can stress or even collapse a roof — especially flat or older ones.


  • Keep an eye on accumulation after back-to-back storms
  • Hire professionals to remove heavy snow if needed
  • Look for signs of structural strain, like sagging or unusual creaking

Protect Your Liability

Property owners in Canada have a legal duty to maintain safe conditions. If someone is injured on your property due to ice or snow, you could be held liable.


  • Document snow removal with photos or logs
  • Work with a snow removal service and keep records of their visits
  • Review your insurance policy for liability coverage specifics

Know When to Call a Professional

If snow or ice has already caused damage — or you're concerned it might — Paul Davis is here to help. We’re available 24/7 to assess water damage, structural issues, and more. Our trained technicians use industry-best practices to restore your property safely and thoroughly.


Don't let winter hazards turn into costly emergencies. Stay vigilant, stay safe — and if you need us, we're just a call away.

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