The phrase “my home is my fortress” feels reassuring — but when it comes to disaster preparedness, it’s not always true. “The reality is that most homes have weak points when it comes to fire, floods, or extreme weather,” says Brian Rigsby, President of Paul Davis Restoration of the Tri-State Area. “You can’t make your home disaster-proof, but you can definitely make it more resilient.”

As Canada moves through wildfire, flood, and storm seasons, now is the time to strengthen your home. Here are six areas to focus on:

1. Reinforce Your Roof

Your roof is your first line of defence against the elements. Hire a certified roofer to inspect for damaged or loose materials. If your roof is due for replacement, consider:

Using ring-shank nails for stronger decking

Installing a high-quality waterproof membrane

Choosing shingles or materials rated for storm resistance

Ensuring flashing is tight and properly sealed

2. Upgrade Your Windows

If you’re replacing windows, opt for storm-rated models. These are designed to withstand strong winds and flying debris. If you’re keeping your current windows, look into installing storm shutters or protective film.

3. Inspect Siding and Gutters

Loose siding or unsecured gutters can tear away during a storm and create costly damage. While checking outside:

Make sure gutters direct water away from your home

Check that ground around your foundation slopes away

Remove flammable landscaping close to your home to reduce fire risk

4. Reduce Interior Clutter

Disasters damage more than buildings — they destroy what’s inside. Move valuables off the floor, especially in basements. Store sensitive items in sealed bins, or consider moving them off-site. Less clutter also means fewer hazards in an emergency.

5. Reinforce Garages and Waterproof Basements

Garage doors are often a home’s weak point in high winds. Consider upgrading to a reinforced model. Also:

Waterproof your basement

Test your sump pump

Install a backup battery or water alarm if flooding is a risk

6. Upgrade Electrical Systems

Faulty or outdated wiring can spark fires during disasters. Have an electrician inspect your system and ensure it meets current code. Consider installing:

A whole-home surge protector

Arc-fault circuit interrupters (AFCIs)

Smoke and CO detectors with battery backup


Proactive Steps = Real Protection

Want to go even further? The Institute for Catastrophic Loss Reduction (ICLR) and Insurance Bureau of Canada offer clear, evidence-based guidelines for making your home more disaster-resilient. Some insurance companies may even offer discounts for proactive upgrades.

📞 For help assessing and protecting your home, call Paul Davis Canada at 1-800-661-5975.